4 Jokes For Collateral

Standup-Comedy Bits

Updated on: Jun 19 2025

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You know, I was thinking about the word "collateral" the other day. It sounds so official, right? Like, "Oh, we had a little collateral damage." It's like they're describing some paperwork mishap, not the fact that someone's car is now a pancake in the parking lot.
I mean, imagine if we used that term in our everyday lives. Like, you're at a restaurant, and the waiter spills hot soup all over you. Instead of apologizing, they're like, "Sorry, ma'am, you're just some collateral soup damage. Happens all the time." I'd be like, "Well, I hope you have some collateral napkin damage insurance!"
And have you noticed how it's always someone else causing collateral damage? You never hear someone say, "I accidentally caused some collateral damage in the office kitchen today." No, it's always the other guy, the one pointing fingers like, "Bob in accounting? Yeah, he's a walking collateral disaster waiting to happen."
Seems like a fancy way of saying, "Oops, we messed up, but let's make it sound less apocalyptic." Next time I break something, I'm just going to turn to my friend and say, "Hey, it's not a big deal; it's just collateral fun restructuring.
So, I was watching the news the other day, and they were talking about collateral damage in some war zone. You know it's serious when they start throwing around terms like "collateral damage." It's like they're trying to soften the blow of the fact that things are exploding everywhere.
I can imagine generals sitting in a room, planning a mission, and one says, "Sir, there might be some collateral damage." And the other guy is like, "Oh, you mean like a few broken windows and a scratch on the tank? No biggie!"
And why is it that every time they talk about collateral damage, it's always in a monotone voice? "Today, there was some collateral damage in the southern region." I'm waiting for the day they spice it up a bit, like, "Breaking news! Collateral chaos erupted today, folks. Brace yourselves for the collateral drama!"
But hey, I get it. Collateral damage is a serious thing, but can we at least agree to call it what it is? "Whoops, we broke some stuff" sounds a lot more honest.
You ever notice how confusing the term "collateral" is in different contexts? Like, in finance, collateral is something valuable you put up to secure a loan. But in a disaster, collateral is what gets destroyed, and suddenly it's not so valuable anymore.
I can imagine someone going to a bank, trying to get a loan, and the banker asks, "What's your collateral?" And the person responds, "Well, I've got a car, a house, and my kid's college fund." Banker's eyes widen, "Great! Let's hope it's not collateral like in the movies."
And why is it that when you're playing Monopoly and someone lands on your hotel, you get to take all their money? I mean, where's the collateral police in Monopoly? You can't just bankrupt someone and walk away with their last $500. I can imagine the Monopoly cop saying, "Sorry, sir, you've just caused some serious collateral financial damage. Go directly to jail."
Collateral, my friends, the word that makes finance thrilling and disasters bureaucratic.
Let's talk about compliments for a moment. You ever get one of those backhanded compliments? You know, the ones where someone says something nice, but there's an unexpected twist at the end? It's like receiving collateral compliments.
For example, "You look great today! Did you lose weight?" First of all, thanks for the compliment. But wait, am I supposed to be flattered or concerned that I apparently looked terrible before?
Or how about this one, "You're really smart for someone in your position." Oh, thank you! I'll just consider that collateral intelligence for my job title.
And my personal favorite, "Your sense of humor is so unique; not everyone gets it." Well, thanks for the collateral laughter insurance. I'm glad to know my jokes come with terms and conditions.
In conclusion, folks, let's be careful with our compliments. We don't want to unintentionally cause collateral self-esteem damage.

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